Resource Library

Tips To Managing PEO Costs Presented by The Medical Link Professional Employer Organizations (PEOs) can be a game-changer for businesses looking to streamline HR functions, manage payroll, and access cost-effective employee benefits. However, without the right approach, companies can end up overpaying on insurance premiums and administrative fees. This is where working with a knowledgeable…

The Modern Health Insurance Broker: What They Should Be Doing for Their Clients Presented by The Medical Link Health insurance can be a confusing maze, and that’s where a great broker comes in. In today’s fast-changing healthcare world, a modern health insurance broker does much more than sell policies. They’re trusted advisors, problem-solvers, and strategic…

Presented by The Medical Link  Navigating the realm of employee healthcare can be a challenging task for small businesses. According to PwC’s Health Research Institute (HRI), Medical trend increases are expected to go up by 8% year-on-year in 2025 for the Group market and 7.5% for the Individual market. This would be the highest increase…

Presented by The Medical Link Let’s dive into the healthcare lawsuits that have been making waves lately—specifically, those involving PBMs, Johnson & Johnson, and Wells Fargo. They seem reminiscent of the 401(k) issues employers faced in recent years. It feels like everywhere you look another company is facing a lawsuit over questionable practices. But what’s…

  Unlocking Success: The Benefits of a PEO for a Company Entering The US  Expanding business operations into the US market is a strategic move that presents both exciting opportunities and daunting challenges. Each state in the US has its own rules and regulations adding to the complexity of beginning US operations. Managing payroll, benefits,…

Have you seen the recent New York Times article, “The Opaque Industry Secretly Inflating Prices for Prescription Drugs”? This eye-opening piece by Rebecca Robbins and Reed Abelson reveals how pharmacy benefit managers (PBMs) are significantly driving up the costs of prescription drugs for millions of Americans, employers, and the government. What Are PBMs? Pharmacy Benefit…

Should Companies Invest in the Mental Health of Their Employees?   Absolutely, investing in mental wellness for employees is not just a nice-to-have perk anymore; it’s becoming an imperative for businesses. Think about it like this: when your employees are mentally healthy and thriving, your whole company can reap the rewards. First off, let’s talk…

In the world of healthcare, staying on top of risk isn’t just about balancing the books—it’s about ensuring patients get the care they need without breaking the bank. With the spotlight on traditional insurance models, many healthcare companies are exploring new avenues, like medical insurance captives, to take the reins on their coverage. Let’s dive…

Why Small and Mid-Size Businesses Should Partner with PEOs Is your organization spending countless hours on compliance paperwork, HR tasks, and dreaming of having more time to focus on growing your business? Luckily, there is a solution where you can achieve this while also improving your employee benefits package. Professional Employer Organizations (PEOs) are the…

  What is Captive Insurance? Today we will be exploring captive insurance in more detail as a follow-up to last month’s blog. Before explaining why captive insurance programs are trending upwards, let’s review some basics. A captive is a way to add an extra layer of protection and reduce premiums compared to the traditional self-insured…